how to find title of car

That little piece of paper known as a car title is one of the most important documents you own. It’s the official proof that you hold the legal rights to your vehicle. Whether you’re preparing to sell your car, need to settle an estate, or have simply misplaced your original copy, knowing how to find title of car is an essential skill for any vehicle owner. The process isn’t as mysterious as it might seem, and you have a few different paths you can take.

Your First Stop: Locating Your Physical Title

Before you start making phone calls, take a moment to look in the usual spots. Your car title is often kept with other critical documents like your vehicle registration and insurance papers. Check your home filing cabinet, a fireproof safe, or even that folder in your glove compartment. It’s a good idea to keep it in a secure, memorable place to avoid this search in the future. If your thorough search comes up empty, don’t worry—you can get a replacement.

How to Find Title of Car Through Your State’s DMV

The most common way to get a copy of your car title is by contacting your state’s Department of Motor Vehicles (DMV). This is the agency that originally issued the title and maintains the official record. You can typically start the process online, by mail, or with an in-person visit. Be prepared to provide information like your vehicle identification number (VIN), license plate number, and your driver’s license details. There is usually a small fee for a duplicate title.

When a Lienholder Has the Title

If you’re still making payments on your car, the physical title might be held by your bank or lender—this is known as a lienholder. They keep the title as security for the loan. In this case, you would contact your lender directly to inquire about their process for releasing the title once the loan is fully paid off. They can guide you on the steps to get the lien removed and the title sent to you.

While it can feel stressful to misplace your car title, replacing it is a straightforward process. By checking your records, contacting your local DMV, or speaking with your lender, you can secure a duplicate and get back on the road with your paperwork in order.